CRE FINancing
giving investors options

Banks (Community/ Regional /National/ Global)
Commercial Mortgage Backed Securities (CMBS)
Agencies
Life Insurance Companies
Bridge Loans
Other Specialty Lenders

Click a loan type
to view More

Banks (Community/ Regional /National/ Global)

  • Up to 80% LTV
  • Fixed or floating rates
  • Shorter term maturities
  • Low upfront costs
  • Flexible prepayment
  • Recourse/non-recourse

COMMERCIAL MORTGAGE BACKED SECURITIES (CMBS)

  • Up to 75% LTV
  • Fixed Rates
  • Long dated maturities
  • High upfront transaction costs
  • Punitive prepayment
  • Loan size >$5MM
  • Non-recourse

Agencies

  • Up to 80% LTV
  • Fixed Rates
  • Long dated maturities
  • Arranged via approved intermediaries
  • Very competitive rates
  • Non-recourse

Life insurance companies

  • Up to 70% LTV
  • Fixed Rates
  • Long dated maturities
  • Low upfront transaction costs
  • Punitive prepayment
  • Recourse and may achieve non-recourse at lower LTVs

Bridge loans

  • Up to 80% LTV
  • Loan term up to 3 years
  • Shorter term maturities
  • Prepayment 2% or 18 month lockout
  • Recourse & non-recourse

Other specialty lenders

  • SBA /CDC (Certified Development Company)
  • NNN
  • Franchise
  • Hard Money
  • Non-profit/Religious

Intelligent Financing
FOR wealth potential

SC customizes competitive loan terms to fit your priorities

Terms

Up to 20 years

Loan Amounts

$1M - $15M

Property Types

Retail, office, industrial, self-storage, manufactured housing, hospitality, and multifamily

NAtionwide

Primary,secondary and select tertiary markets

Fixed rate

Based upon spread premium over U.S. Treasury and swap rates

amoritization

Up to 30 years

Rate lock

Up to 75 days

Max Ltv

Up to 75%

Non-recourse

Option available with no personal gaurantee required

Low upfront costs

Capped cost structures available

low fees

Low to no fees

prepayment

A variety of options including defeasance, yield maintenance or other structure

Reserves

Generally waived except in certain cases

servicing

In-house

The above terms and conditions are not all-inclusive, are subject to change at any time (due to market conditions or any other reason) and do not constitute an oer to enter into any transaction.

No Nonsense
loan Execution

Underwriting Department

Closing With In-House Counsel

Servicing

Capital Markets

1

Initial Consultation

2

Financial Documentation Submitted

(SC Loan Request Secure Portal)

UW: Loan Sizing

3

Term Sheet Explained / Engagement Letter

4

Loan Application Approved

Closing

5

Loan Funded